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Credit card jugaad: Sharing can max out rewards but has risks Credit card users can earn more rewards by transacting on behalf of others, but this breaches the terms and conditions of banks and could lead to account closures. The income tax department may also monitor spending, and some users have come up with a workaround by charging a small fee and treating it as commission income. However, this process can be time-consuming and create a lot of hassle. Experts do not recommend this way of earning rewards.
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